c.1870 Three Bedroom Iowa Italianate Fixer Upper $54K

800 Bank St, Keokuk, IA 52632     $54,000

• Contact Realtor: Elaine Pence
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From about 1895 to 1930, this was home to Frank Ewers (1871-1930). Frank was a butcher. He lived in the home with his wife Ella Neyens Ewere (1871-1938), and children Asalyne, Franks, Maragaret and John.

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Pros of living in Keokuk, IA

• Relatively low cost of living and affordable housing

  • Cost of living in Keokuk is lower than both the national average and Iowa state average.

  • Housing prices are quite low compared with national norms.

  • For someone on a modest income, Keokuk offers a chance at homeownership or a lower expense lifestyle compared to more expensive places.

• Small-city / community feel, with local amenities and access to nature

  • Keokuk is a smaller city (≈ 9,700–10,200 people) with a median age ~ 40, which may appeal to those wanting a quieter pace than a big city.

  • Its location — near rivers (Mississippi/Des Moines Rivers) — and local natural resources offer outdoor recreation opportunities (fishing, boating, walks, etc.) in a scenic setting.

  • The city offers basic services, healthcare, amenities, and small-town charm, which some people value for raising families or enjoying simpler living.

• Modest employment mix and some legacy of industry / services

  • There’s some industrial and manufacturing heritage in Keokuk, along with healthcare, education, and local services — giving a mix of job types.

  • For people comfortable with modest wages and simpler lifestyles — possibly remote workers or retirees — the affordability + modest income may balance out.

Cons / Challenges of living in Keokuk, IA

• Economic challenges: modest incomes, poverty, and limited high-paying jobs

  • Median household income is lower than national average (historically figures like ~$43,300 have been cited).

  • Poverty rate is relatively high compared to national averages.

  • The shift in the local economy (industrial decline over decades) has led to fewer opportunities, and some residual effects like housing insecurity in parts of the community.

• Population decline / shrinking community

  • The population has been declining over recent years.

  • A shrinking population often means fewer services, businesses closing, less investment — which can make community revitalization harder.

• Crime and safety concerns (especially in some neighborhoods)

  • Some sources highlight higher crime rates — both property crime and violent crime — compared with average U.S./state levels.

  • This can be a major downside for families, people sensitive to safety, or those expecting a quiet, secure small-town environment.

  • Crime rates can vary a lot by neighborhood — some areas are safer, others less so.

• Limited amenities, entertainment, and opportunities compared with larger cities

  • Because it’s a small city with a modest economic base, there are fewer cultural attractions, entertainment venues, or diverse commercial options than urban areas.

  • For people seeking robust job markets, dynamic nightlife, big-city amenities, or high-end services — options will be limited.

• Signs of economic hardship and housing insecurity for some residents

  • A study found evidence of housing insecurity in parts of the city: abandoned properties, some with squatters, and unstable housing conditions.

  • Social services, mental health care, or specialized medical care may be limited or harder to access compared with larger metro areas.

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