c.1870 Three Bedroom Iowa Italianate Handyman Special Under $100K
OHU50K Notes $99,900
c.1870 Three Bedroom Iowa Italianate Handyman Special. This house is something! There are some projects to be done, but this home is what old house love is all about.
Realtor Comments
A diamond in the rough awaiting your finishing touches. Located only 2 blocks from the Cedar River, walking bridge, and Sunset Park, this home has a ton of potential. Some great features include 3 bedrooms, 2.25 baths, refinished hardwood floors, built ins, wood burning fireplace, large corner lot, gazebo, and brand new siding and roof installed in July 2025. Don’t miss your chance for you dream home! Call today to see all this home has to offer!
- 3 bed
- 2 bath
- Build date 1920
300 Kelly St, Charles City, IA 50616 $99,900
- Contact Realtor: Ryan Ketelsen
- Google Map
- Niche
Pros of Living in Charles City, IA
1. Low Cost of Living
Charles City’s cost of living is below the national average, especially on housing — meaning everyday essentials and housing tend to be more affordable than most U.S. cities.
2. Affordable Housing
Median home values and rents are well below national averages, making it possible to buy or rent a home for significantly less than in many areas.
3. Relatively Low Crime
Overall crime rates — including violent and property crime — tend to be below national averages, and many residents describe Charles City as generally safe.
4. Community & Local Culture
The city offers a close-knit community vibe with local events (like summer festivals), cultural spots such as art collections and historical museums, riverfront parks, recreational trails, and small-town attractions.
5. Central Location with Access to Larger Cities
Charles City’s location along major highways puts larger urban centers like Cedar Rapids and Des Moines within a couple of hours’ drive, helping balance small-town living with regional accessibility.
6. Basic Education & Services Available
Public and private schools, healthcare facilities, parks, and basic services are available locally, providing essential infrastructure for families and retirees.
Cons of Living in Charles City, IA
1. Small Size & Slow/Declining Population
Charles City’s population is small (around ~7,300), and it has seen a slight decline over recent years — which can impact economic vitality, choices of services, and community growth.
2. Economic Challenges
The city has a higher poverty rate and median household income below the national average. Job opportunities — particularly high-paying or specialized careers — can be limited compared with larger markets.
3. Limited Public Transit & Car Dependency
Public transport is minimal, so residents typically need a car for most errands, work commutes, and travel.
4. Fewer Amenities & Entertainment Options
Like many small cities, Charles City has fewer restaurants, shops, nightlife, and cultural amenities than larger towns, meaning residents often travel for broader choices.
5. Education Outcomes Mixed
While local schools provide essential education and some above-expected performance indicators, academic ratings and offerings can vary and may not match larger district options.
6. Small-Town Limitations
Growth, economic diversity, and innovation sectors are typically limited in small towns, which means fewer career and lifestyle opportunities for some.
