Kentucky Colonal revival

c.1903 Kentucky Colonial Revival $120K – Oakmoor

OHU50K Notes $120,000

Sited on a prominent hill, this Kentucky Colonial Revival is a classic with jaw-dropping woodwork, five bedrooms, two bath.

Yard featured at 315 E Main St, Earlington, KY, 42410

Realtor Comments

Seller seeking the right buyer for this extraordinary historic home. Known as Oakmoor, this iconic Earlington residence has stood proudly since 1905 and is listed on the National Register of Historic Places. Believed to be named for its oak-shaded hilltop setting, the home is recognized for its architectural significance, but now requires substantial restoration. It is being offered to serious buyers with the vision, resources, and dedication to undertake a major renovation. Known repairs needed include a new roof, HVAC replacement, structural repairs to the front porch and room above, and addressing the in-ground pool. Still, Oakmoor retains much of its original grandeur, including Tuscan columns, Palladian windows, and pristine trimwork. Nestled in a peaceful small-town, this property offers privacy, history, and potential. The seller is prepared to wait for the right buyer – ideally an owner-occupant committed to restoring and residing in the home. Contact Sara Spencer today!

5 bed
2 bath
Build date 1905

If interested in a property, pleases contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended.

315 E Main St, Earlington, KY $120,000

Contact Realtor: Sara Spencer
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Family History

John Bond Atkinson was the original owner of this home. He was born on November 11, 1840, in Mullica Hill, Gloucester County, New Jersey. He was the son of George Tatum Atkinson (1810–1895) and Elizabeth Townsend Bond (1814–1895).

On April 4, 1867, he and Sarah Ann Black (1840–1900) recorded their intention to marry at the Mount Holly Monthly Meeting, part of the Philadelphia Yearly Meeting. They had two known children.

Atkinson worked as a civil engineer early in his career, contributing to projects in Boston Harbor and the Hoosac Tunnel. He later became head of the St. Bernard Mining Company and was an early developer of the coal fields in western Kentucky. During his time there, he also established a tree nursery on company land to help restore forests in areas affected by mining.

Pros of Earlington, KY

1. Very low cost of living

Cost of living is below national and state averages
Average home value is extremely low (~$55K)

This is one of the cheapest places you’ll find to buy a home.

2. Affordable housing (big advantage)

Home prices are ~75% lower than the U.S. average

Good if you want:

Cheap land
Low monthly expenses
Financial breathing room

3. Generally moderate crime (not extreme)

Crime grade around C / C+ (near national average)
Some data shows crime below the national average overall

Not the safest, but not among the worst either.

4. Quiet, small-town environment

Population around 1,000–1,400 people

Expect:

Very little traffic
Tight-knit community
Slower pace of life

5. Decent overall livability (for its size)

Above-average livability score overall

It meets basic needs reasonably well for a small town.

Cons of Earlington, KY

1. Very small town (major limitation)

Population barely over ~1,000

This leads to:

Few job opportunities
Limited services
Small social circles

2. High poverty rate (big downside)

Around 20%+ poverty rate

This affects:

Local economy
infrastructure quality
overall opportunities

3. Weak job market

Job market gets a low rating (D)
Median income (~$43K) is well below national average

Not ideal unless:

You work remotely
Or already have stable employment nearby

4. Limited amenities & things to do

Very few:
- restaurants
- entertainment options
- shopping

You’ll likely travel to larger nearby towns.

5. Population decline

Population has been shrinking over time

Can lead to:

Fewer businesses
Less growth
Reduced services

6. Mixed safety depending on area

Crime varies significantly by neighborhood
Some areas have noticeably higher risk than others

You’ll need to choose location carefully.

7. Weak amenities & weather drawbacks

Amenities score is very low (F)

Translation:

Not much to do
Limited lifestyle options

Bottom line

Earlington is a good fit if you want:

Extremely cheap housing
Quiet, rural lifestyle
A simple, low-cost way of living

It’s NOT a good fit if you want:

Job opportunities or career growth
Entertainment or social life
A strong local economy
Modern amenities

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