Four Bedroom Two Bath New York Craftsman Bungalow Under $180K

$179,900

Designed for maximum comfort and distinct separation, this New York craftsman bungalow two bedrooms and a full bath in each residence, complete with independent utility meters. The sprawling ground-floor unit shines with a formal dining room, updated flooring, and sleek ceramic tile. Upstairs, the light-filled upper apartment boasts an airy, open-concept layout anchored by a spacious bathroom with a custom walk-in shower.

Realtor Comments

Exceptional Investment Opportunity with Canal Frontage & Commercial Potential! This well-maintained up/down duplex offers a proven rental history and nearly 100 feet of Cayuga-Seneca Canal frontage, creating a unique waterfront investment in a highly visible location. Dual residential/commercial zoning provides exceptional flexibility, making it ideal for investors, owner-occupants, or entrepreneurs seeking a live/work opportunity. A detached 30×28 two-car garage built in 2008 provides additional storage and functionality. A full basement provides washer and dryer hookups, and tenants will appreciate the inviting covered/open front porch along with the rear porch overlooking the canal. The lower level offers the perfect opportunity to operate your business or enjoy owner-occupied living while the second-floor apartment helps offset your mortgage and operating expenses. With excellent exposure along the Route 5 & 20 corridor, waterfront appeal, dependable rental income, and commercial zoning, this is a rare property that offers both immediate cash flow and outstanding long-term potential. Whether you’re expanding your investment portfolio, launching a business, or seeking a flexible mixed-use property, this one is not to be missed.

4bd
2ba
1,190sqft
0.32 acre
Circa 1880

More New York Properties

2132 US-20, Seneca Falls, NY 13148

If interested in a property, please contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended.

Contact Realtor: David Young

Brokered by The Young Agency

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Niche

Pros

Rich History & Small-Town Charm: Home to the Women’s Rights National Historical Park, National Women’s Hall of Fame, and historic Victorian and Colonial Revival architecture along the Cayuga–Seneca Canal.
Finger Lakes Access: Situated right between Cayuga Lake and Seneca Lake, offering easy access to state parks, boating, fishing, and the Finger Lakes Wine Trail.
Affordable Real Estate: Housing costs remain well below national and New York State averages, with typical home values ranging between $150,000 and $210,000.
Convenient Regional Commuting: Conveniently positioned off Route 20 and near the NYS Thruway (I-90), making it easy to drive to Geneva (~10 miles), Auburn (~15 miles), Rochester (~45 miles), or Syracuse (~40 miles).
Local Shopping & Amenities: Close to the Waterloo Premium Outlets and regional commercial centers, providing better retail access than many comparably sized rural towns.

Cons

Proximity to Seneca Meadows Landfill: The town is host to New York’s largest landfill (Seneca Meadows), which has historically been a point of local political dispute and occasionally causes localized odor issues depending on weather and wind patterns.
High NY Property Taxes: While purchasing prices are accessible, New York State property and school tax rates can eat into overall housing affordability.
Limited Local Job Market: Major industrial and corporate employers within town limits are sparse, requiring most residents to commute for specialized or higher-paying careers.
Harsh Upstate Winters: Cold, gray, and snowy winters stretch from November through April, typical of the lake-effect conditions in Central/Western New York.
Quiet Nightlife & Limited Cultural Venues: Dining, nightlife, and entertainment options outside of historic tourism and seasonal wineries are modest, requiring trips to larger cities for major cultural events.