c.1890 Four Bedroom New York Victorian-Era Home For Sale Under $100K
$99,500
Located on a corner lot in an established neighborhood of older homes, is this c.1890 New York Victorian-era home. The four-bedroom, two-bath home features a formal dining room, French doors, central air and full basement.
Realtor Comments
Welcome to this charming 4-bedroom 1.5 bath two-story home offering comfort, character and space for the whole family. This inviting residence features a classic covered front porch- perfect for morning coffee or evening relaxation. Step inside to find a generous living and dining areas ideal for both entertaining and everyday living. The main level includes a convenient half bath, while all four bedrooms and full bath are located upstairs providing private restful retreat. Stay comfortable year-round with central air. Walk up attic that could provide additional space to finish.
- 4bed
- 1.5bath
- Circa 1890
362 Euclid Ave, Elmira, NY 14905 $99,500
If interested in a property, please contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended.
Pros
1. Affordable Living
Total cost of living is about 22–22% below the U.S. average and 36% below the New York state average
Median home values hover around $95K (≈ 72% cheaper than the national average) and rent is about $950/month .
2. Rich Cultural and Outdoor Amenities
Over 20 public parks, including Eldridge Park (carousel, mini-golf, ponds) and Millers Pond Park
Cultural attractions include the Arnot Art Museum, Clemens Center for arts, Chemung Valley History Museum, and the nearby Mark Twain Study
Nestled in the Finger Lakes region with easy access to hiking, fishing, skiing, wineries, and biking
3. Compact, Engaged Community
Downtown Elmira is undergoing revitalization, with new businesses and events like “Alive After Five,” “Taste of Downtown,” and seasonal festivals
Live music, farmers markets, and a walkable downtown foster community feel
4. Decent Healthcare
Elmira has significant medical facilities—including hospitals and clinics—and is close to larger hospitals in Binghamton or Syracuse
5. Family-Friendly Environment
Schools have decent ratings (Elmira High School earns a B, district around C+)
Community-oriented with libraries offering programs and tram/bus transit (C‑Tran) .
⚠️ Cons
1. Economic Struggles
Poverty rate nearly 25%, and median household income ~ $36–42K—significantly lower than the U.S. average (~$70K) .
Unemployment around 8.9%, nearly double the national average
Job market is narrow and often lower-paying
2. Crime Concerns
Elmira’s crime rates are higher than 89% of similar-sized cities in New York, with violent crime around 1 in 270 chances and property crime at 17 per 1,000
Some data sources suggest safety is in line with other small U.S. cities, though neighborhood-level variation may exist .
3. Amenities & Public Transit
While downtown has improved, many amenities (shops, restaurants, entertainment) are spread out or limited, requiring driving .
C‑Tran service is available but modest; most residents rely on cars
4. Demographic & Climate Challenges
Population has declined (~26K in 2020, down 7% since 2010)
Winters can be long, cold, and snowy—common in the Finger Lakes
5. Healthcare/Grocery Costs
Grocery bills are ~3% above national average.
Utilities cost about $200/month—higher than the national average due to seasonal extremes
Property tax effective rate (~1.74%) takes a bigger bite when incomes are low
Family History
