c.1890 New York Foreclosure Fixer Upper For Sale $41,800

Property Condition Disclosure is not required for this bank owned property. The house does need work and is priced accordingly.

• 4bed
• 2bath
• 1,676sqft
• 4,678sqft lot
• Circa 1890

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If interested in a property, please contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended. 

Contact Realtor: Curtis Amesbury

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Niche

The Pros

• Distinct Real Estate Value: While home prices have grown steadily—with the median sale price hovering around $160,000 within city limits and roughly $240,000 across the broader metro area—it remains an exceptionally affordable entry point compared to national averages. You get significantly more square footage and land for your dollar here than in coastal or major Sun Belt hubs.

   

• A “15-Minute” City Culture: True traffic gridlock is rare. Thanks to a well-designed network of inner loops and expressways (490, 390, 590), commutes are incredibly short—usually under 20 minutes. Getting from a quiet suburb to the downtown core is fast and painless.

   

• World-Class Education & Healthcare: The region is anchored by heavy-hitting institutions like the University of Rochester (and its renowned Strong Memorial Hospital network) and the Rochester Institute of Technology (RIT).This provides top-tier local healthcare and a steady, stable economic engine.

   

• Cultural & Festival Heavyweight: For a mid-sized metro, Rochester punches far above its weight in arts and leisure. It features the Eastman School of Music, the historic George Eastman Museum, the Memorial Art Gallery, and the Strong National Museum of Play. It’s also famous for its massive spring Lilac Festival and the Rochester International Jazz Festival.

   

• Backyard Access to Nature: Nestled right against Lake Ontario and the scenic Genesee River, the city offers immediate waterfront recreation. Better yet, you are only a short drive from the Finger Lakes wine region, the historic Erie Canal Trailway, and breathtaking state parks like Letchworth (often called the “Grand Canyon of the East”).

   

• A Legendary Food Culture: Beyond standard dining, Rochester is home to Wegmans (consistently ranked as one of the best grocery chains in America), a thriving craft beer scene, and iconic local culinary staples like the famous “Garbage Plate.”

   

The Cons

• Staggeringly High Property Taxes: While the purchase prices of homes are highly appealing, Monroe County has some of the highest effective property tax rates in the nation. Prospective homebuyers have to look past the low sticker price and carefully budget for a substantial annual tax bill that can heavily impact monthly mortgage payments.

   

• Fierce Housing Competition: Because the market is recognized nationally as a high-value “refuge market,” inventory is incredibly tight. Homes move lightning-fast (frequently going to pending in under 10 days), and it is common for well-priced properties to face bidding wars and sell well over list price.

   

• Intense, Snow-Heavy Winters: If you aren’t a fan of the cold, Rochester’s climate will test you. The region averages anywhere from 75 to over 100 inches of snow annually due to “lake-effect” storms rolling off Lake Ontario. Winters are long, gray, and require investment in snow tires, winter equipment, and higher seasonal heating bills.

   

• Economic & Wage Disparities: While healthcare, optics, and education jobs are plentiful, the overall job market can feel limited if you are in highly specialized corporate sectors or niche creative fields. Additionally, the city navigates a higher-than-average poverty rate and stark economic divides between certain urban neighborhoods and the affluent surrounding suburbs.

   

• Heavy Car Dependency: While the city core has walkable pockets, the surrounding suburbs and parks system practically require a vehicle. The regional bus transit system (RTS) exists but lacks the frequency, reach, and convenience needed to easily get around the entire metro area without your own car.