c.1892 Three Bedroom Florida Victorian-Era Home For Sale $199,990
OHU50K Notes $199,900

Realtor Comments
This striking Victorian home built in 1892 and located near downtown Monticello. The home features original hardwood pine floors, soaring 12-foot ceilings, a large bay window with bench seating (and storage) and several fireplaces. The master bathroom has been completely redone and complements the spacious master bedroom. The exterior of the home has a wraparound front deck, a rear screened porch, a spacious detached workshop with electricity and fully fenced grounds. The home will need renovation and repair, but it is a beauty!
- 3 bed
- 2.5 bath
- 2,467 sqft
- 0.24 acre lot
- Build date 1892

490 E Palmer Mill Rd, Monticello, FL 32344 $199,900
- Contact Realtor: Thaddeus Drake
- Google Map
- Niche






Pros of Monticello, FL
1. Affordable Cost of Living (for Florida)
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Housing prices and rents are lower than much of Florida, especially compared to coastal and metro areas.
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Property taxes are relatively reasonable.
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Attractive for retirees and budget-conscious households.
2. Historic Small-Town Charm
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Known for its historic downtown, old homes, and Southern character.
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Slower pace of life with a traditional town feel.
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Appeals to people who enjoy preservation, history, and community identity.
3. Quiet, Low-Traffic Lifestyle
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Minimal congestion and noise.
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Easy commutes and relaxed daily living.
4. Proximity to Tallahassee
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About 25–30 minutes from Tallahassee.
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Access to major employers, universities (FSU, FAMU), hospitals, shopping, and entertainment while living in a rural town.
5. Access to Nature
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Rolling hills (rare for Florida), canopy roads, and scenic countryside.
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Close to state parks, rivers, and outdoor recreation like hiking, fishing, and kayaking.
6. Mild Winters
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Winters are short and mild, appealing to retirees and those escaping colder climates.
Cons of Monticello, FL
1. Limited Local Job Market
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Few major employers within town.
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Many residents commute to Tallahassee.
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Limited professional or high-paying opportunities locally.
2. Limited Amenities & Dining
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Small selection of restaurants, shopping, and entertainment.
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No major retail centers or nightlife in town.
3. Healthcare Is Limited Locally
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Basic care is available nearby, but specialists and major hospitals are in Tallahassee.
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Travel is required for advanced medical needs.
4. Hot, Humid Summers
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Summers are long, hot, and humid.
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Afternoon thunderstorms are common.
5. Modest Economic Growth
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Growth and development are slow.
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Some areas show aging infrastructure or underinvestment.
6. Fewer Options for Young Adults
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Limited activities, career growth, and social opportunities for young professionals.
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Many younger residents leave for college or jobs elsewhere.
Summary
Monticello is a good fit if you want:
Affordable, quiet Florida living
Historic charm and small-town atmosphere
Easy access to Tallahassee without city congestion
Mild winters and scenic surroundings
Monticello may not be ideal if you need:
A strong local job market
Extensive shopping, dining, or nightlife
Specialized healthcare nearby
Cool or dry summers
















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