c.1896 New York Queen Anne Victorian $189K

64 Chapel St, Windsor, NY 13865     $189,000

• Contact Realtor: Keyna Hust
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The house was built for retired farmer Alvin Edwards (1832-1901), his wife Ellen E. Brown (1845-1902) and their son Lyle. The couple had a daughter Helen who passed away at age two before the family built this home. The state preservation application form indicates the builder of this wonderful Queen Anne was most likely local carpenter Charles Comstock.

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Pros of Windsor, NY

1. Lower Cost of Living

   • The overall cost of living in Windsor is about 19‑20% below the U.S. average.

   • Housing is a big part of that: median home values and typical housing costs are much lower than many parts of New York state and many U.S. metro areas.

2. Affordable Housing / Home Values are Attractive

   • Median home value around $170,000‑$180,000 (with modest annual increases) is quite reasonable.

   • Rental rates are also lower than many places. For example, median rent all property types is around $1,000 in recent months.

3. Smaller / Quieter Town, Community Feel

   • Windsor is small (village/town), which tends to bring lower congestion, less traffic, more “space,” and a tighter knit community.

   • Residents often note a “sparse suburban” feel, meaning you get some benefits of rural (space, pace) without being completely isolated.

4. Education & Livability

   • Schools (especially elementary levels) in Windsor seem to perform well in some metrics.

   • Overall livability scores are favourable, especially considering how much you get for your money.

5. Relatively Low Violent Crime Rates

   • The violent crime rate is low. According to NeighborhoodScout, Windsor has very low rates of violent crime compared to many U.S. places.

   • Property crime exists but tends to be lower than average for many larger cities.

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Cons / Challenges of Windsor, NY

1. Small Population & Decline Trends

   • Windsor’s population is small (under 1,000 in the village).

   • There has been some population decline in recent years.

   • A small and shrinking base can mean fewer services, less economic growth, and sometimes fewer social or cultural amenities.

2. Amenities / Convenience May Be Limited

   • Things you’d want may not be within walking distance; you’ll likely need a car for many errands.

   • Limited public transit options. Commutes likely involve driving.

3. Healthcare / Specialized Services

   • Some health & safety metrics are lower; fewer large hospitals or specialized medical facilities immediately local.

   • Residents may need to travel for certain medical care.

4. Moderate Crime / Safety Variation by Area

   • While violent crime is low, there are reports of higher rates of property crime in some neighborhoods.

   • Safety can vary significantly depending on which part of Windsor you live in.

5. Limited Job Market / Economic Opportunities

   • Smaller towns tend to have fewer big employers; people may have to commute for more specialized jobs. (Data shows many commute out.)

   • Some economic growth or new housing listings show volatility. The housing market has some discrepancies in listing prices vs what sells.

   • Housing Market Uncertainty / Home Listings vs Values

   • Some reports show that median list prices are up or volatile, and there has been a drop in some listings year‑over‑year. Days on market can be long for some homes.

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