affordable New York

c.1900 Three Bedroom Affordable New York Home Under $50K

OHU50K Notes    $49,900

c.1900 Three Bedroom Affordable New York Home. This home is quite the fixer upper. Located on a tree lined street with a view.

Exterior featured at 92 Furnace St, Little Falls, NY, 13365

Realtor Comments

Affordable & Full of Potential! This 3-bedroom, 1-bath home sits on a corner lot in Little Falls and is loaded with potential. Spacious layout, covered front porch, and a convenient location close to shopping, schools, and amenities. Perfect for buyers looking to renovate, rent, or flip-bring your vision and unlock the value here! Opportunities like this don’t last-schedule your showing today!

  • 3 bed
  • 1 bath
  • Build date 1900

 

Exterior featured at 92 Furnace St, Little Falls, NY, 13365
If interested in a property, pleases contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended. 

92 Furnace Street, Little Falls, NY 13365   $49,900

 

Exterior featured at 92 Furnace St, Little Falls, NY, 13365
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Living Room featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365

Pros of Living in Little Falls, NY

Very Affordable Housing

  • Home prices and rents are well below state and national averages

  • Attractive for first-time buyers, retirees, or anyone on a tight budget

  • Property taxes are generally lower than in many parts of NY

Small-Town Feel with City Basics

  • Population ~4,500: quiet, familiar, and low traffic

  • You still get essentials like grocery stores, schools, a hospital, and local services

Strong Outdoor & Nature Access

  • Moss Island: unique rock formations, hiking, climbing

  • Erie Canalway Trail for biking and walking

  • Mohawk River, parks, fishing, kayaking, and scenic views

Historic Character & Charm

  • Old canal-era buildings, architecture, and a walkable downtown

  • Local museums, small events, and a sense of history

Generally Lower Crime Than Many Small Cities

  • Violent crime rates tend to be below national averages

  • Like most towns, safety varies by neighborhood, but overall it’s fairly calm

Convenient Regional Location

  • Roughly between Utica and Amsterdam

  • About 1–1.5 hours to Albany, 3.5–4 hours to NYC

  • Easy access to Adirondacks for weekend trips


Cons of Living in Little Falls, NY

Limited Job Market

  • Few high-paying local jobs

  • Many residents commute, work remotely, or rely on fixed income

  • Economy is stable but not fast-growing

Aging Infrastructure & Housing Stock

  • Many homes are older and may need repairs or updates

  • Some areas show signs of disinvestment or neglect

Harsh Winters

  • Cold, snowy upstate NY winters

  • Heating costs can be high

  • Shorter daylight hours can be tough for some people

Limited Entertainment & Dining

  • Few restaurants, bars, or nightlife options

  • Most cultural or shopping variety requires a drive to Utica or beyond

Car Dependency

  • Some walkability downtown, but a car is basically necessary

  • Public transportation is minimal

Population Decline

  • Like many small upstate cities, population has slowly decreased

  • Can affect school funding, business variety, and long-term growth

More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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Kitchen featured at 92 Furnace St, Little Falls, NY, 13365
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Kitchen featured at 92 Furnace St, Little Falls, NY, 13365
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Kitchen featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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More featured at 92 Furnace St, Little Falls, NY, 13365
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Bathtub featured at 92 Furnace St, Little Falls, NY, 13365
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Bathroom featured at 92 Furnace St, Little Falls, NY, 13365
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Yard featured at 92 Furnace St, Little Falls, NY, 13365
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Yard featured at 92 Furnace St, Little Falls, NY, 13365
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Yard featured at 92 Furnace St, Little Falls, NY, 13365
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Exterior featured at 92 Furnace St, Little Falls, NY, 13365
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Lawn featured at 92 Furnace St, Little Falls, NY, 13365
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Floor Plan featured at 92 Furnace St, Little Falls, NY, 13365
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Floor Plan featured at 92 Furnace St, Little Falls, NY, 13365
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Floor Plan featured at 92 Furnace St, Little Falls, NY, 13365
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Floor Plan featured at 92 Furnace St, Little Falls, NY, 13365
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