c.1911 Maryland Handyman Special Foursquare $55K
OHU50K Notes $55,000
Here is a Maryland handyman special foursquare with a beautiful staircase, some unpainted woodwork, formal dining room, four bedrooms, two baths.
Realtor Comments
This charming detached residence, built in 1911, offers a unique blend of transitional architectural style and modern potential. With 1, 764 square feet of living space, this home presents an excellent opportunity for customization and personal expression. The unfinished basement provides ample storage or the possibility for future expansion, catering to a variety of lifestyle needs. Situated on a manageable 0.06-acre lot, this property allows for easy maintenance while still providing outdoor space for relaxation or gardening. On-street parking ensures convenience for residents and guests alike. The property offers a straightforward investment opportunity in a desirable location. Embrace the potential of this residence and transform it into your dream home.
- 4 bed
- 2 bath
- t
- Build date 1911
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Pros
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Affordable cost of living & housing
• Cost of living is ~15–34% below U.S. and Maryland averages; housing prices are ~60% lower than national norms (median home ~$120–160 K, rents ~$700/month) -
Historic downtown & active revitalization
• Beautiful 19th/20th C architecture along restored Baltimore Street, with ongoing investment in infrastructure and streetscape
• An arts & entertainment district hosts festivals, markets, live music, and a local theater . -
Outstanding outdoor & trail access
• Junction of the C&O Canal Towpath & Great Allegheny Passage—huge for cycling, hiking, fishing, boating
• Nearby parks: Rocky Gap State Park, Constitution Park, and Western Maryland Scenic Railroad -
Strong community feel & small‑city convenience
• Dense suburban core with walkable amenities, community events, and a supportive atmosphere
• Good healthcare access via Western Maryland Health System and local hospitals -
Commuting & transit options
• Easy driving with low congestion on I‑68; Amtrak station connects to Pittsburgh, Baltimore, and DC
Cons
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High poverty & lower incomes
• Median household income (~$40–45 K) is 35–40% below U.S. average; 20–21% live below the poverty line -
Limited job opportunities
• Few major employers (hospital, CSX, prisons); factory closures mean fewer career paths, many residents commute or leave -
Crime & drug issues
• Violent and property crime rates are above national/state averages; opioid and drug addiction are visible community challenges -
Education & service gaps
• Public schools rated B-minus, though K–12 quality is mixed; internet service reported unreliable—problematic for remote work . -
Rural feel & lack of some amenities
• Socially conservative, less diverse; nightlife, upscale culture, and retail variety are limited—residents often drive 1–2 hrs for more urban options -
Harsh winters & remote climate
• Cold, snowy winters; long stretches of cloudy weather due to mountain setting
Resident Insights
“There are very few jobs here & say you came with a remote position already secured, the internet service is horrible…Restaurants of any decent caliber are basically non-existent…Politics is a good ole boy club …”
“If you enjoy outdoors…GAP and C&O Canal are a wonderful cycling and jogging resource…Downtown Cumberland has some great historical architecture.”
Is Cumberland a Fit for You?
Great for:
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Outdoor lovers seeking trails, rivers, and scenic parks.
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Buyers wanting affordable historic homes.
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Those who value tight-knit, small-city life with community events and healthcare access.
Maybe not ideal if you:
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Need robust local employment or reliable internet for remote work.
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Prefer low-crime, diverse, and vibrant urban environments.
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Dislike harsh winters or rural/fast-paced diversity.
