c.1915 Three Bedroom Missouri Fixer Upper $50K

208 Wisdom St, Moberly, MO 65270   $50,000

• Contact Realtor: Jane Loeber
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Pros

1. Lower Cost of Living

   • The overall cost of living index in Moberly is ~82‑85, compared to 100 as the U.S. average.

   • Housing is very affordable: median home values are much lower than the U.S. average (often in the $120,000–$140,000 range).

   • Rents tend to be lower, making it easier for renters or first‑time homebuyers.

2. Reasonable Crime Rates (Relative in Some Categories)

   • Violent crime in recent years is somewhat lower than some Missouri averages / lower than the U.S. average in comparable cities for certain violent crime metrics.

   • Property crime is more of a concern than violent crime, but still not universally high compared to many U.S. cities.

3. Moderate Commute Times & Car Ownership

   • Average commute times are modest (around 19‑22 minutes) which is good vs. many metro areas.

   • Car ownership is typical; you likely will need a car but you won’t have the stress of huge traffic or very long commutes.

4. Homeownership

   • Homeownership rate is fairly high. That tends to promote stability, community roots.

5. Livability / Quality of Life

   • Many people rate the general livability as decent; things like lower housing costs, quieter pace, less congestion are positives.

   • If you prefer smaller city / town life rather than big‑metro hustle, Moberly has appeal.

Cons / Challenges

1. Lower Income Levels / Economic Constraints

   • Median household incomes are significantly below U.S. averages.

   • Many jobs are lower paid; opportunities for high‑paying / specialized professions are more limited.

2. Education Performance Issues

   • Reports indicate lower proficiency in math, reading, and language arts at some school levels.

   • Higher private school enrollment suggests some families may be seeking alternatives due to concerns.

3. Crime / Safety Varied by Area

   • While violent crime may be lower than many places, property crime is relatively high in several categories (theft, burglary, etc.).

   • Safety varies a lot by neighborhood: some areas may feel very safe, others less so.

4. Limited Urban Amenities / Entertainment

   • Being a smaller city, options for entertainment, nightlife, cultural diversity, etc., are more limited than in bigger cities. (Fewer big‑ticket events, restaurants, etc.)

   • More travel may be required for specialized medical care, shopping, etc.

5. Tax / Sales Tax Burden

   • Some sources note relatively high sales taxes, which impact cost of daily purchases.

6. Weather / Seasonal Issues

   • Missouri has hot summers, cold winters, and varying weather; depending on your tolerance, this could be a con. (Not unique to Moberly but relevant.)