c.1920 Island Home in Florida Cedar Key $199,900

OHU50K Notes $199,900

c.1920 Island Home in Florida Cedar Key. This home is a stone’s throw away from the water. This little cottage is the perfect place to relax and slow down. Walk or ride bikes to downtown with all the shops and dining options. The town features an architectural history defined by19th-century Cracker and Victorian Revival vernacular wood-frame buildings, shaped heavily by the timber/pencil industry, the 1896 hurricane, and its preservation as a quiet Gulf Coast fishing village. Because major highway realignments and heavy modern real estate developers largely bypassed the islands, Cedar Key preserves its historic working waterfront, old wooden fish houses, and quiet coastal cottages.

Yard featured at 12391 Live Oak St, Cedar Key, FL, 32625

Realtor Comments

Wow! Here’s a great opportunity to snag an island cottage off the coast of Florida! This charming one-bedroom, one-bath cottage sits on a sleepy little block in historic Cedar Key! It is equipped with a nice great room for entertaining, with painted plank wood floors and lots of light from many windows. The large-screen television is even included! The brand new kitchen offers a pristine spot to prepare from, with solid surface counters, new cabinets, stainless appliances, including a two-burner induction cooktop and a convection/microwave combination oven. The bedroom, with its aromatic cedar ceiling, has lots of windows for extra lighting. The new bathroom has a nicely tiled shower with upgraded shower fixtures, and the washer/dryer combination unit has shelving and hanging spots for clothing alongside. Ready to relax with a beverage? Sit under the trees on the nice wood deck off the side breezeway entrance, or sit on the enclosed front porch, which is currently used as a sleeping porch for a guest. Located in the old families area of the island called “Kiss-Me-Quick,” this home is a short walk or a quick bike ride to the downtown, with gift shops, restaurants, bars and coffee shops. Zip in to the library or to the community garden. Stop by the local bakery for a treat, or have an ice cream cone, and enjoy it on a public bench. Relax in the City Park, watching the dolphins and sea birds at play. Soak up the relaxed pace of an “Old Florida” island atmosphere, preserved and protected here on this treasured island. You need to see it.

1 bed
1 bath
800 sqft
9,148 sqft
Build date 1920

Porch featured at 12391 Live Oak St, Cedar Key, FL, 32625

If interested in a property, pleases contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended.

12391 Live Oak St, Cedar Key, FL 32625 $199,900

Contact Realtor: Lindsay Tyson
Google Map
Niche

House View featured at 12391 Live Oak St, Cedar Key, FL, 32625

More featured at 12391 Live Oak St, Cedar Key, FL, 32625

Pros

Unspoiled “Old Florida” Vibe: The town preserves a historic 1940s–1950s fishing-village atmosphere with no high-rises, traffic lights, or massive chain hotels.

Laid-Back Lifestyle: Daily life moves at a slow pace, where locals and visitors commonly get around by golf cart or bicycle.

Strong Community & Safety: The town features a tight-knit, small-population community with a property and violent crime rate that sits well below the national and state averages.

Outdoor & Nature Access: Surrounded by the Cedar Key National Wildlife Refuge, it is a prime spot for birdwatching, kayaking, fishing, and exploring island trails like Atsena Otie.

Fresh Local Seafood: Renowned as a major hub for commercial farm-raised clams and oysters, Dock Street features local raw bars and seafood grills.

Cons

Vulnerability to Hurricanes & Storms: As a low-lying Gulf island, Cedar Key is frequently exposed to tropical storms and hurricanes (including recent impacts from Idalia, Helene, and Milton), leading to rebuilding cycles.

Limited Traditional Beaches: According to community consensus on Reddit , the local shorelines are rocky and lined with mangroves rather than soft, expansive sandy swimming beaches.

Isolation and Limited Amenities: It is about an hour away from larger cities like Gainesville, meaning there is only a small local grocery store and most businesses close early.

High Cost of Living & Real Estate: Home prices are high relative to the local economy (averaging roughly $320,000 to $400,000+), driven in part by vacation rentals and short-term properties.

Limited Local Economy & Jobs: Outside of commercial clam farming and small-scale tourism, steady employment options on the island itself are minimal.

More featured at 12391 Live Oak St, Cedar Key, FL, 32625