c.1940 Small Michigan Cottage $59,900

OHU50K Notes $59,900

c.1940 Small Michigan Cottage. The perfect little Sagniaw Bay home to flip and rent or live in full-time. Close to Bay View Bar & Grill and Bay City Yacht Club.

Realtor Comments

Live here and be your own landlord! Bangor Twp. Just a short walk to the Saginaw Bay. One-bed, one-bath accessible cottage your own! Newer replacement windows, walk-in shower, marble countertops. Property being sold “as is” needs some plumbing work and paint. Utilities are off, seller says water meter froze over the winter. Property being sold “as is” – cheaper than rent.

1 bed
1 bath
656 sqft
3,920 sqft
Build date 1940

If interested in a property, pleases contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended.

1052 Pine Rd, Bay City, MI 48706 $59,900

Contact Realtor: Annette Jeske
Google Map
Niche

Pros

Affordable Housing: Median home values typically range between $90,000 and $170,000, making real estate and waterfront living much more accessible than in many other markets.

Walkable Riverfront & Downtown: The Saginaw River waterfront, downtown/Uptown shopping districts, local restaurants, bars, and parks provide an active social scene during the warmer months.

Recreation & Events: Residents enjoy extensive rail trails, local parks (like Wenonah and Birney parks), a vibrant local arts and dance scene, and popular summer festivals.

Slow-Paced & Friendly Community: People often describe the atmosphere as welcoming and neighborly, with minimal traffic compared to larger metro areas.

Cons

Limited High-Paying Jobs: The local job market and median household income (around $47,000–$49,000) lag behind national averages, meaning good-paying professional careers can be hard to find locally.

Economic & Social Issues: Certain neighborhoods struggle with higher crime rates, homelessness, and substance abuse issues, and the city has experienced long-term population decline.