affordable New York home

c.1900 5 Bedroom Affordable New York Home For Sale Under $75K

$74,900

Great opportunity to own a spacious five-bedroom, two-bath affordable New York home offering over 2,300 square feet of living space. Currently set up as a single-family residence, this versatile property could easily be converted back into a two-family home or reimagined to include a private in-law suite—ideal for extended family or rental income potential.

Porch featured at 119 W Main St, Saint Johnsville, NY, 13452

Realtor Comments

There is a back entrance for the 2nd floor. The second floor does need some work – and the full bathroom on this floor needs renovating. Hardwood floors, a wood burning fireplace, a full walk-up attic, and a two-stall garage. Great potential for an investor as well.

  • 5bed
  • 2bath
  • Circa 1900

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Porch featured at 119 W Main St, Saint Johnsville, NY, 13452

119 W Main St, Saint Johnsville, NY 13452  $74,900

If interested in a property, please contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended. 

Contact Realtor: Donald Toscano

Brokered by Coldwell Banker Prime Prop

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Complete featured at 119 W Main St, Saint Johnsville, NY, 13452

Pros

1. Low Cost of Living

  • Affordable housing and property taxes compared to state and national averages.

  • Ideal for retirees, homesteaders, or those seeking a simpler, budget-friendly lifestyle.

2. Small-Town Charm

  • Tight-knit, friendly community where neighbors know each other.

  • Slow pace of life offers a refreshing change from urban hustle.

3. Natural Beauty & Outdoor Recreation

  • Located in the scenic Mohawk Valley with nearby access to trails, rivers, and state parks.

  • Great for hiking, fishing, hunting, and enjoying the seasons.

4. Rich History

  • Features well-preserved 18th- and 19th-century architecture.

  • Part of the historic Erie Canal corridor, with local museums and heritage sites.

5. Safe and Quiet

  • Low crime rates and minimal traffic.

  • A tranquil environment ideal for those who value peace and privacy.


Cons

1. Limited Job Market

  • Few local employment opportunities outside of agriculture, small businesses, or public services.

  • Many residents commute or work remotely (if internet access allows).

2. Sparse Amenities & Services

  • Limited shopping, dining, and healthcare options.

  • Closest major services are in Utica, Amsterdam, or Schenectady—over 30–60 minutes away.

3. Aging Infrastructure

  • Some homes and public facilities are older and may require updates.

  • Public utilities and road maintenance may lag behind larger towns.

4. Harsh Winters

  • Cold, snowy winters with occasional storms and long durations.

  • Can make rural living more challenging in terms of travel and heating.

5. Limited Entertainment & Youth Opportunities

  • Few local options for nightlife, cultural events, or teen/youth activities.

  • Younger residents may find it too quiet or isolating.

Kitchen featured at 119 W Main St, Saint Johnsville, NY, 13452
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Kitchen featured at 119 W Main St, Saint Johnsville, NY, 13452
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Door featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Closet featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Bathroom featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Door featured at 119 W Main St, Saint Johnsville, NY, 13452
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Utility Room featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Interiors featured at 119 W Main St, Saint Johnsville, NY, 13452
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Other Unknowns featured at 119 W Main St, Saint Johnsville, NY, 13452
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Utility Room featured at 119 W Main St, Saint Johnsville, NY, 13452
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Utility Room featured at 119 W Main St, Saint Johnsville, NY, 13452
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Garage featured at 119 W Main St, Saint Johnsville, NY, 13452
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Yard featured at 119 W Main St, Saint Johnsville, NY, 13452
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