c.1863 Illlinois Farmhouse Style Home For Sale Under $100K
OHU50K Notes $99,900
c.1863 Illlinois Farmhouse Style Home For Sale. Historic home just off Main St.
Realtor Comments
Well hey there, I’m not just a house, I’m a time traveler in disguise. Born in 1863, right in the thick of the Civil War, I’ve stood tall through decades of stories, storms, and Sunday suppers. With three cozy bedrooms, two baths, and woodwork that whispers tales of yesteryear, I’ve got character for days. In 2006, I had a glow-up worthy of a reality show, new siding, roof, windows, furnace, A/C, and more. Don’t let my age fool you; my bones (aka foundation) are solid thanks to the craftsmanship of my era. I sit proudly on a peaceful corner lot in a sweet little river town but don’t worry, I’m low but dry, safely outside the floodplain. Now, let’s talk about my favorite feature: the front porch. Oh, that screened-in beauty spans my whole front side, perfect for sipping tea, reading books, or just pondering the 160+ years of history I’ve seen. I even come with a garage because even legends need storage. Come on in, take a seat, and stay awhile. I’ve got stories to share and memories yet to make.
- 3 bed
- 2 bath
- Build date 1863
1011 Washington St, Keithsburg, IL 61442 $99,900
- Contact Realtor: Jen Miller
- Google Map
- Niche
Pros
• Extremely Low Cost of Living & Affordable Housing
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Overall cost of living is about 20% below Illinois average, and ~24% below U.S. average.
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Median home values range between $46K–$64K, sharply below state and national figures; rent for a 2-bedroom averages $533–$800/month
• High Homeownership & Stable Residential Character
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Around 77–84% of residents own their homes, indicating a stable, long-term population
• Tight-Knit Rural Community
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A small-town atmosphere with friendly locals and strong neighborhood bonds; many retirees live here
• Scenic Riverfront Setting & Outdoors
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Located directly on the Mississippi River, offering river views, fishing, boating, and nearby wildlife refuges and parks
• Sunny Weather with Moderate Summer Humidity
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Dwellics reports comfortable humidity levels with plenty of sunshine, making summers pleasant when compared to more humid regions
• Education & Safety Sometimes Rated Positively Locally
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Some sites highlight above-average livability, crime, and education ratings—though data is mixed. Citytistics declares an A+ overall rating citing strong scores for education and livability
Cons
• Higher Crime Rates Than Average
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Overall crime rate around 25–48% above national average. You face a 1-in-35 chance of becoming a victim of crime; violent crime is also notably higher
• Low Income & High Poverty
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Median household income (~$37K–45K) is well below state and national averages; poverty rates range between 14–34% depending on the data source
• Scarce Job Opportunities
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Unemployment hovers around 6–8%, job growth has been declining recently, and projected future growth is modest (~26% over 10 years vs. 33% U.S. average)
• Weak School Performance & Graduation Rates
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Local education scores are low; high-school graduation ~69% (about 17% below state average), and limited school choice or resources in town
• Limited Amenities & Long Commutes
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Few local shops, restaurants, or entertainment venues. Car is essential—public transit is nonexistent and typical work commute times are longer
• Tiny Population & Slow Decline
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Population has declined modestly (from ~609 in 2010 to ~550 in 2020), raising concerns about sustainability of local services and economic vibrancy
• Infrastructure & Internet
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Mobile internet speeds are reportedly low; infrastructure upgrades appear limited, especially in remote and river-adjacent areas
• Flood Risk
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The town endured significant floods in 1993 and again in 2008, which heavily damaged infrastructure; flood risk remains a concern
• Low Diversity & Conservative Culture
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Demographic makeup is majority White (>98% in earlier census), with minimal diversity. Cultural life is quiet and conservative, which may not suit everyone
