c.1895 Cutest Kentucky Cottage Ever $95K – A Real Gem!
OHU50K Notes $95,000
c.1895 Cutest Kentucky Cottage Ever. Charming and cozy three bedroom home with a fantastic 0.38 acre lot.

Realtor Comments
Welcome to 322 N. Adams St. conveniently located near downtown Henderson. This property offers the charm of an established neighborhood with easy access to local shopping, dining, schools, and community amenities. The home has so much character and features soaring ceilings, some original hardwood floors and beautiful woodwork. As you enter the foyer you will immediately notice the gorgeous chandelier, oval window and double doors leading into the large living area. There are three nice size bedrooms. The kitchen has ample cabinet space and leads to the covered porch spanning the length of the home where you can relax after a hard day. There is also a separate laundry area. Outside you will find a fenced backyard with plenty of room to roam, 3 storage buildings and even a fire pit. Also included with this home is an additional 39 x 170 foot lot known as 318 N. Adams St. giving you extra space for parking or even planting a garden. Whether you are an investor looking to add to your portfolio or a homeowner seeking affordability and convenience, with a little TLC, this home could be the one for you. Selling “As Is”. Don’t wait, schedule your showing today! Buyer’s Agent to verify square footage.
- 3 bed
- 1 bath
- 1,743 sqft
- 0.38 acre lot
- Build date 1895

322 N Adams St, Henderson, KY 42420 $95,000
- Contact Realtor: Kristi Overfield
- Google Map
- Niche



Family History
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Pros
1. Affordable cost of living
Housing costs are generally below the U.S. average, and property taxes are relatively modest. Many people find they can get significantly more house for their money than in larger metropolitan areas.
2. Access to a larger job market
One of Henderson’s biggest advantages is its proximity to Evansville. Residents can enjoy Henderson’s lower-cost lifestyle while accessing a broader range of jobs, healthcare facilities, shopping, and entertainment across the river.
3. Attractive riverfront and parks
The city has invested in its riverfront and maintains a number of parks, trails, and recreational facilities. Outdoor activities such as boating, fishing, and walking along the river are popular.
4. Strong healthcare access
Compared with many towns of similar size, Henderson benefits from being near Evansville’s regional medical centers and specialists.
5. Mild four-season climate
Winters are generally manageable compared with the Northeast and Upper Midwest, while summers are warm but usually not as extreme as the Deep South.
6. Community feel
Many residents appreciate the friendly atmosphere, local festivals, and manageable traffic. Henderson is often viewed as a stable, family-oriented community.
7. Cultural and music heritage
The city is the hometown of W. C. Handy and hosts music and community events throughout the year.
Cons
1. Limited local job diversity
While the Evansville metro helps, highly specialized careers may still require relocation to a larger city.
2. Some industrial influence
The regional economy includes manufacturing and industry, which can affect local aesthetics and economic fortunes.
3. Hot, humid summers
Summer weather can be muggy, though generally less intense than parts of Mississippi or Louisiana.
4. Modest entertainment scene
There are restaurants, community events, and local attractions, but people seeking major museums, professional sports, or extensive nightlife often travel to larger cities.
5. Flood risk in some areas
As with many river communities, certain neighborhoods may face flood-related concerns, making location selection important.
6. Population growth is relatively slow
Henderson is generally stable rather than rapidly growing, which can mean slower economic dynamism and home appreciation compared with booming metro areas.




























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