c.1910 Mississippi Home With Original Woodwork – Owner Financing Available $62K
OHU50K Notes $62,000

Realtor Comments
Step into history with this unique opportunity to own a piece of Columbia’s charm. Located at 710 Church Street, this 2, 438 square foot historic home carries the timeless character and architectural detail that only a property of its era can offer. With its classic design and spacious layout, the home is a blank canvas ready for restoration and new vision. While it does need work, the potential here is endless for the right buyer with creativity and a sense of preservation.The property’s generous square footage provides multiple options for reconfiguration or updating to suit modern needs. Its central location makes it ideal for a short-term rental property, catering to travelers who appreciate historic homes with character. With some investment, the home could become a sought-after stay for visitors exploring Columbia’s culture, history, and local attractions. Alternatively, its layout and proximity to downtown also make it well-suited for professional or office space, offering a charming backdrop for a law firm, design studio, counseling practice, or boutique business.Original features, high ceilings, and period-style construction remind you of the home’s history, while the expansive footprint provides ample room for reimagined living or working areas. Outside, the lot offers room for landscaping, off-street parking, or outdoor improvements to enhance its curb appeal.Whether you are a preservationist, an investor, or a business owner searching for a distinctive space, this historic home presents a rare chance to restore and repurpose a landmark property. With vision and effort, 710 Church Street can be transformed into a showcase of Columbia’s heritage while serving modern needs. Sold as is, owner financing available.
- 3 bed
- 1 bath
- 2,458 sqft
- 0.38 acre lot
- Build date 1910






Pros of Columbia, MS
-
Low cost of living
-
Overall cost of living is substantially below the U.S. average. BestPlaces gives Columbia a cost‑of‑living score ~ 75.5 (about 24‑25% cheaper than the U.S. average).
-
Housing is especially cheap. Typical home is much more affordable than national levels; median home values are low.
-
Renting a two‑bedroom unit is also much cheaper than in many places.
-
-
Housing affordability / value for money
-
Because housing is cheap, what you pay often gives you more space or nicer property for the price than you’d get in high‑cost areas.
-
Lower housing cost also reduces burden on monthly budgets.
-
-
Natural environment & greenery
-
Columbia has a fairly high percentage of land with trees, giving a more scenic, leafy environment.
-
Outdoor space is more accessible; less dense development, more rural or semi‑rural areas near nature.
-
-
Strong sense of community, lower urban stressors
-
Residents report friendly neighbors, a sense of community. Retail, grocery, parks are present and nearby for many.
-
Less traffic, less hustle & bustle than in big cities; more quiet.
-
-
Education strengths in certain areas
-
High school math proficiency is relatively good.
-
Some local schools perform better than others in certain subjects.
-
Cons / Challenges of Columbia, MS
-
Lower incomes, poverty, education attainment
-
Median household income is low. Many households earn significantly below national averages.
-
Poverty is relatively high: a large share of people live below poverty line.
-
Educational attainment (college degree or higher) is lower than national averages.
-
-
Limited amenities and services
-
For certain goods, services, or entertainment options, you may need to travel to larger towns or neighboring areas. Local infrastructure of some amenities is modest.
-
Many amenities are not within walking distance; car dependency is high.
-
-
Risk from severe weather / natural disasters
-
Tornado risk is relatively high.
-
Storms, severe weather can be more common; being prepared is more important.
-
-
Lower digital / internet infrastructure
-
Fixed‑line internet speeds are noted as slower or less reliable. That can be a drawback especially for remote work or heavy online usage.
-
-
Education gaps in some schools
-
While high schools do well in some subjects, middle schools in particular are lagging in reading, language arts, etc.
-
-
Crime / safety concerns (mixed data)
-
Data on crime show elevated property crime in some metrics. The comprehensive crime & safety data are mixed, but there are concerns.
-
Safety is better in some neighborhoods than others; location matters.
-

















You May Also Like
$100K Sunday – Cute Texas Home For Sale Under $100K
October 8, 2023
c.1900 Three Bedroom North Dakota Handyman Special Reduced to $60K
March 20, 2025