
c.1910 Mississippi Home With Original Woodwork – Owner Financing Available $62K
OHU50K Notes $62,000

Realtor Comments
Step into history with this unique opportunity to own a piece of Columbia’s charm. Located at 710 Church Street, this 2, 438 square foot historic home carries the timeless character and architectural detail that only a property of its era can offer. With its classic design and spacious layout, the home is a blank canvas ready for restoration and new vision. While it does need work, the potential here is endless for the right buyer with creativity and a sense of preservation.The property’s generous square footage provides multiple options for reconfiguration or updating to suit modern needs. Its central location makes it ideal for a short-term rental property, catering to travelers who appreciate historic homes with character. With some investment, the home could become a sought-after stay for visitors exploring Columbia’s culture, history, and local attractions. Alternatively, its layout and proximity to downtown also make it well-suited for professional or office space, offering a charming backdrop for a law firm, design studio, counseling practice, or boutique business.Original features, high ceilings, and period-style construction remind you of the home’s history, while the expansive footprint provides ample room for reimagined living or working areas. Outside, the lot offers room for landscaping, off-street parking, or outdoor improvements to enhance its curb appeal.Whether you are a preservationist, an investor, or a business owner searching for a distinctive space, this historic home presents a rare chance to restore and repurpose a landmark property. With vision and effort, 710 Church Street can be transformed into a showcase of Columbia’s heritage while serving modern needs. Sold as is, owner financing available.
- 3 bed
- 1 bath
- 2,458 sqft
- 0.38 acre lot
- Build date 1910






Pros of Columbia, MS
Low cost of living
Overall cost of living is substantially below the U.S. average. BestPlaces gives Columbia a cost‑of‑living score ~ 75.5 (about 24‑25% cheaper than the U.S. average).
Housing is especially cheap. Typical home is much more affordable than national levels; median home values are low.
Renting a two‑bedroom unit is also much cheaper than in many places.
Housing affordability / value for money
Because housing is cheap, what you pay often gives you more space or nicer property for the price than you’d get in high‑cost areas.
Lower housing cost also reduces burden on monthly budgets.
Natural environment & greenery
Columbia has a fairly high percentage of land with trees, giving a more scenic, leafy environment.
Outdoor space is more accessible; less dense development, more rural or semi‑rural areas near nature.
Strong sense of community, lower urban stressors
Residents report friendly neighbors, a sense of community. Retail, grocery, parks are present and nearby for many.
Less traffic, less hustle & bustle than in big cities; more quiet.
Education strengths in certain areas
High school math proficiency is relatively good.
Some local schools perform better than others in certain subjects.
Cons / Challenges of Columbia, MS
Lower incomes, poverty, education attainment
Median household income is low. Many households earn significantly below national averages.
Poverty is relatively high: a large share of people live below poverty line.
Educational attainment (college degree or higher) is lower than national averages.
Limited amenities and services
For certain goods, services, or entertainment options, you may need to travel to larger towns or neighboring areas. Local infrastructure of some amenities is modest.
Many amenities are not within walking distance; car dependency is high.
Risk from severe weather / natural disasters
Tornado risk is relatively high.
Storms, severe weather can be more common; being prepared is more important.
Lower digital / internet infrastructure
Fixed‑line internet speeds are noted as slower or less reliable. That can be a drawback especially for remote work or heavy online usage.
Education gaps in some schools
While high schools do well in some subjects, middle schools in particular are lagging in reading, language arts, etc.
Crime / safety concerns (mixed data)
Data on crime show elevated property crime in some metrics. The comprehensive crime & safety data are mixed, but there are concerns.
Safety is better in some neighborhoods than others; location matters.

















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