c.1914 Former Montana Bank For Sale $100K

$100,000

A spectacular piece of Montana history, reimagined. Built in 1910 on the prominent corner of Main and Second Streets, this majestic former Montana bank has been masterfully converted into a one-of-a-kind 3-bedroom, 2-bathroom residence. The home beautifully balances modern living with a preservation of its rich past, showcasing gleaming original hardwood floors, exquisite historic woodwork, and towering windows that flood the space with natural light. The ultimate conversation starters? The authentic bank teller counter and the original, massive vault door remain perfectly intact, lending an unmatched architectural pedigree to this extraordinary home.

Realtor Comments

The home’s layout reflects its historic roots and offers an opportunity for a new owner to put their own vision into the property. The home offers approximately 1, 552 square feet of living space with multiple wood stoves, a propane furnace, enclosed porch with hot tub, attached garage, and additional outbuildings for storage. Kitchen appliances, washer, dryer, and hot tub are included in the sale. Situated on a 100′ x 140′ corner lot, the property is located in the rural community of Roy, Montana, approximately 35 miles northeast of Lewistown. The Missouri River, CM Russell National Wildlife Refuge, and James Kipp Recreation Area are all within easy reach, offering excellent hunting, fishing, and outdoor recreation opportunities. Whether you’re looking for a residence, hunting headquarters, guest accommodations, or a unique renovation project, this historic Montana property offers plenty of possibilities.

3bd
2ba
1,552sqft
0.32 acre lot
Circa 1914

More Montana Properties

210 Main St, Roy, MT 59471, USA

If interested in a property, please contact the realtor whose link is provided in the post below, or contact an agent of your own choosing. Independent verification of details and status is recommended.

Contact Realtor: Cassie Jumper

Brokered by United Country Northwest Realty & Auction

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The Pros

Ultimate Peace, Quiet, and Space: If your goal is to escape the modern world, Roy delivers. Traffic doesn’t exist, noise pollution is zero, and the night skies offer unparalleled stargazing. It is a place where you can truly own a piece of big-sky solitude.
A Hunter’s Paradise: Roy is located just south of the Missouri River Breaks and the Charles M. Russell National Wildlife Refuge. This area is legendary for world-class hunting, particularly for elk, mule deer, antelope, and upland game birds.
Tight-Knit, Independent Community: In a town of 100 people, everyone knows everyone. The community relies heavily on neighborly goodwill and mutual support. If your truck breaks down or a blizzard hits, neighbors are there to help.
Very Affordable Acreage: Unlike western Montana (places like Bozeman or Missoula), where land prices have reached astronomical heights, central Montana remains highly affordable. If you are looking to buy significant acreage, a homestead, or a ranching property without a multi-million-dollar price tag, this region is a viable option.

The Cons

Extreme Geographic Isolation: Roy defines “remote.” There is a small local school and a local tavern/cafe, but for almost everything else, you are driving. The nearest small city with a grocery store, medical facilities, and basic retail is Lewistown, which is a 40-minute drive (about 35 miles) away on Highway 19.
Harsh, Unforgiving Winters: Central Montana winters are long and brutal. Temperatures routinely drop well below zero, and fierce prairie winds create massive snowdrifts. Blizzards can easily trap you on your property or make the highway to Lewistown impassable for days at a time.
Virtually No Local Job Market: Outside of family-run agriculture (cattle ranching and wheat farming), a couple of school positions, or remote work, there are no local jobs in Roy. To survive here financially, you either need to be independently wealthy, retired, a remote worker with reliable satellite internet, or already established in the local ranching community.
Limited Healthcare Access: There are no medical facilities in Roy. For any medical emergency, a doctor’s visit, or prenatal care, you will have to travel to Lewistown. For major trauma or specialized care, patients often have to be airlifted or driven hours away to Billings or Great Falls.
Minimal Dining and Entertainment: If you enjoy going out to eat, visiting coffee shops, going to the movies, or having a choice of grocery stores, Roy will be a massive culture shock. Daily life requires meticulous planning, bulk grocery shopping, and a high comfort level with staying at home.