c.1920 Affordable Illinois Home With New Roof and Water Heater $58K
OHU50K Notes $58,000
c.1920 Affordable Illinois Home With New Roof and Water Heater. This home is located on a corner lot and is fully fenced. The home has had some updates.

Realtor Comments
Charming 2-bedroom, 1-bath home in Litchfield with great potential and key updates already completed! Featuring a spacious living room and main-level laundry, this home offers a comfortable layout ready for your personal touch. Recent improvements include a new roof and water heater in 2024, giving peace of mind on major expenses. Enjoy relaxing mornings on the lovely front porch or unwind in the screened-in porch overlooking the fenced front yard. A 1-car garage adds convenience and additional storage. Whether you’re looking for a place to call home or an investment opportunity, this property is full of potential. This home features great bones and is perfect for someone looking to add their own finishing touches. Bring your ideas and make this charming house your own!
- 2 bed
- 1 bath
- 1,041 sqft
- 4,413 sqft lot
- Build date 1920

122 E Beach St, Litchfield, IL 62056 $58,000
- Contact Realtor: Shonda Bond
- Google Map
- Niche



Pros of Litchfield, IL
1. Very affordable cost of living
- Cost of living index ≈ 79 (well below U.S. average)
- Median home value around $120K
You can buy a house here for what rent costs in many cities
2. Small-town, quiet lifestyle
- Population ~6–7k → low traffic, slower pace
- “Sparse suburban” feel—mix of rural + small-town convenience
Good if you want peace, space, and less stress
3. Tight-knit community
- Small towns tend to have strong local connections
- Easier to get involved in community events, schools, etc.
4. Decent overall livability (for its size)
- Rated above average in livability metrics (cost, education, etc.)
For a town this small, it holds up reasonably well
5. Central location (hidden advantage)
- Right off Interstate 55
- Roughly:
- ~1 hour to St. Louis
- ~1 hour to Springfield
You can access bigger-city amenities when needed
Cons of Litchfield, IL
1. Crime can be higher than expected for a small town
- Some data shows crime well above national average
- Chance of being a victim ≈ 1 in 30
Important: crime data is mixed across sources, but overall it’s not as safe as you’d expect for a town this size
2. Very limited job opportunities
- Median income ≈ $54K
- Local economy is small → fewer high-paying jobs
Many residents commute or work in limited industries
3. Small-town boredom factor
- Limited:
- Restaurants
- Entertainment
- Nightlife
You’ll likely drive to nearby cities for things to do
4. Population decline
- Losing residents over time
Can signal: - Fewer jobs
- Slower growth
- Less investment in the area
5. Higher poverty/unemployment than ideal
- Poverty rate ≈ 17%
- Unemployment around 6%+
Reflects limited economic opportunity
6. Midwest weather
- Cold winters, hot summers
- Typical Illinois climate (snow, humidity)
Bottom line
Litchfield is good if you want:
- Cheap housing and low expenses
- Quiet, small-town living
- A slower, low-pressure lifestyle
Litchfield is NOT ideal if you want:
- Strong job market or career growth
- Lots of things to do
- Big-city amenities or diversity





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