Stunning c.1894 Indiana Queen Anne Victorian George F. Barber Design $199,900

OHU50K Notes   $199,900

This George F. Barber Indiana Queen Anne Victorian once operated as a bed and breakfast. The stunning residence now serves as a private four-bedroom home, blending modern comforts with timeless historic character. Recent improvements include a new roof, updated HVAC system, garage, and more.

225 W Oak St, Campbellsburg, IN 47108   $199,900

• Contact Realtor: Mary Finkle
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Located in a small town of 529 residents, this home was originally constructed in 1894 by James Daniel Wilkins (1852-1943)  and Molly Miller Wilkins (1865-1904). Its design was inspired by a collection of architectural plans created by the noted architect George F. Barber. The construction was carried out by W.H. Gordon and his team.

The Wilkins married in 1885 and lived in the home with their four children, Cora, Greta and twins John and Lula, as well as Mollie’s mother Lucinda Miller. James Wilkins owned the town’s grocery store.

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Pros of Living in Campbellsburg, IN

1. Affordability
   Housing, rent, utilities, and many everyday costs are much cheaper than in many U.S. locations. You get more “bang for your buck” in housing.

2. Small‑Town / Quiet / Lower Density
   Less traffic, fewer crowds, less noise. If you prefer a slower pace, more space between neighbors, etc., this is beneficial.

3. Community Feel
   With under ~700 people, chances are high to know many people, or feel a strong connection locally. Smaller towns often have more communal ties. (Inferred plus some livability ratings)

4. Lower Cost of Moving / Living
   Because cost of living is well under national average, you don’t need as high an income to live “comfortably,” especially if your wage is moderate.

5. Safety / Low Crime (Relatively)
   Sources like NeighborhoodScout note that Campbellsburg has among the lower crime rates nationally for many crime categories.

6. Young Population
   Median age is relatively low (~31) which could mean more families with kids or younger people, more potential for growth/energy in community life.

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Cons of Living in Campbellsburg, IN

1. High Poverty Rate & Low Income
   A large portion of residents live under the poverty line, income levels (both per capita and household) are low compared to state & national averages. This can impact quality of services, local amenities, etc.

2. Limited Amenities / Services
   As a small town, many conveniences won’t be local: fewer shopping/dining/cultural options; specialized health care or entertainment likely requires traveling.

3. Economic Opportunities may be Limited
   Fewer large employers, fewer high‑specialty jobs. If you need a certain kind of job or career advancement, you might need to commute or move. Impacts long‑term earning potential. (Inferred from income & poverty stats)

4. Housing Market Volatility / Declining Home Values
   Some data show home values down slightly (e.g. Zillow says ~ ‑4.2% over past year) in Campbellsburg. If buying, risk that property value growth is weak or fluctuates.

5. Educational Attainment Lower
   Very few people over 25 have bachelor’s or advanced degrees. If advanced education or certain professions matter to you, fewer local peers or infrastructure.

6. Dependence on Transportation
   With few amenities in walking distance, and likely minimal public transit, you’ll need a car to do many everyday things. Commutes for work or school likely.

7. Population Decline / Instability
   Recent decline in population & income suggests the town might be facing economic stress or shrinkage. That can lead to fewer investments in infrastructure or local business.

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